The Swiss authorities online
The first step the creditor (the person to whom money is owed) should take is to submit a request for debt enforcement proceedings to be opened and for the debt to be recovered from the debtor (the person who owes the money).
As the creditor, you should submit the request for enforcement to the debt enforcement office in the place where the debtor lives. If the debtor is a legal entity, you should submit the request to the enforcement office where the company is based. The enforcement office will then issue a payment summons (an order to pay the outstanding debt) to the debtor.
In the request for debt enforcement you, the creditor, should give the following information:
The federal administration has a convenient online debt enforcement portal where you can fill in the request form online and then print it out.
The creditor has to advance the costs, which vary depending on the amount in the payment summons.
This is only possible if the person has assets in Switzerland and the creditor has had these assets seized or has a lien on them (the assets are used as collateral for the amount owed). It is also possible if the debtor agrees to debt enforcement proceedings being opened.
If the debtor is a minor, or has a deputy or guardian, you should apply to the debt enforcement office where the debtor’s legal representative, deputy or guardian lives.